Leases: extract insurance requirements and check tenant COIs against them
5 min read
Every lease buries its insurance requirements in a paragraph nobody re-reads. The problem shows up later, when a tenant's certificate arrives and nobody remembers what it was supposed to say.
- 1
Upload the signed lease
Open a property and add the lease PDF on the Leases card. Tenant name and unit are picked up automatically when they appear in the document.
- 2
Review the extracted requirements
You get each obligation as a line item — liability limits, additional-insured wording, waiver of subrogation, notice-of-cancellation periods — plus a list of gaps where the lease is silent.
- 3
Compare incoming certificates
Tenant and vendor certificates show a 'Meets lease', 'Below lease', or 'Check lease' badge based on the requirements extracted from that property's leases.
- 4
Send the summary to your broker
One click emails your broker the plain-English summary so they can confirm the requirements are actually insurable and correctly worded.
Good to know
- • Upload every lease, not just the problem ones — compliance badges are only as good as the requirements on file.
- • Extraction reflects what the lease says. It is not a legal opinion; your attorney and broker still own that call.
Keep learning
Annual inspections: build pre-loss evidence before you need it
Request a report from your roofer, store it on the property, and have dated proof of condition ready for an adjuster.
Tenant & vendor certificates: collect and track them without chasing email
Send self-upload links, watch expirations, and keep every certificate attached to the property.
Claim packets: hand an adjuster everything at once
Assemble policies, inspection history, incident notes, and before-and-after photos into one package.